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The table below details any rate changes that have been applied to our National Counties Building Society Owner Occupier and Residential Investment Standard Variable Rates (SVR) since they were launched.

Year 

Date of Change

Owner Occupier 

 Owner Occupier

 Owner Occupier

 Residential Investment

Residential Investment

 Owner Occupier

 Owner Occupier

 

 

  Annual Standard Variable Rate 

Monthly Standard Variable 
Rate

Flexible Standard Variable
Rate 

Annual Standard Variable 
Rate 

Monthly Standard Variable
Rate 

Managed Variable Rate
for Term
(MVR) Repayment 

Managed Variable Rate
for Term
(MVR) Interest Only
 

1996

18-Jan

7.49% 

Rate not introduced until April 2012 

Rate not introduced until March 2001

Rate not introduced until May 2001

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

19-Apr 

6.99% 

Rate not introduced until April 2012  

Rate not introduced until March 2001 

Rate not introduced until May 2001

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 1997 

06-Jun

7.39%

Rate not introduced until April 2012

Rate not introduced until March 2001 

Rate not introduced until May 2001

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

04-Aug

7.79%

Rate not introduced until April 2012

Rate not introduced until March 2001 

Rate not introduced until May 2001

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015 

 

07-Oct

7.99%

Rate not introduced until April 2012

Rate not introduced until March 2001 

Rate not introduced until May 2001

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015 

1998

10-Feb

8.29%

Rate not introduced until April 2012

Rate not introduced until March 2001 

Rate not introduced until May 2001

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

03-Sep

8.69% 

Rate not introduced until April 2012

Rate not introduced until March 2001 

Rate not introduced until May 2001

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015 

 

30-Nov

7.99%

Rate not introduced until April 2012

Rate not introduced until March 2001 

Rate not introduced until May 2001

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015 

1999

30-Jan

7.29%

Rate not introduced until April 2012

Rate not introduced until March 2001 

Rate not introduced until May 2001

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015 

 

26-Mar

6.85%

Rate not introduced until April 2012

Rate not introduced until March 2001 

Rate not introduced until May 2001

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015 

 

03-Aug

6.59%

Rate not introduced until April 2012

Rate not introduced until March 2001 

Rate not introduced until May 2001

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015 

 

27-Nov

6.85%

Rate not introduced until April 2012

Rate not introduced until March 2001 

Rate not introduced until May 2001

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015 

2000

26-Feb

7.19% 

Rate not introduced until April 2012

Rate not introduced until March 2001 

Rate not introduced until May 2001

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 2001 

03-Mar

6.99%

Rate not introduced until April 2012

 7.09% 

Rate not introduced until May 2001

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

05-May

6.79%

Rate not introduced until April 2012

6.99%

 6.99%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

16-Jun

6.59%

Rate not introduced until April 2012

6.79%

 6.79%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

27-Oct

6.19% 

Rate not introduced until April 2012

 6.39% 

 6.49%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

15-Dec

5.74% 

Rate not introduced until April 2012

 5.94% 

 6.00%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

2002

No changes

No changes

Rate not introduced until April 2012

No changes 

No changes 

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

2003 

10-May

5.64%

Rate not introduced until April 2012

 5.84% 

  5.90% 

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

09-Aug

5.54%

Rate not introduced until April 2012

5.74%

  5.80% 

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

06-Dec

5.79%

Rate not introduced until April 2012

5.99%

  6.05% 

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

2004

06-Mar

5.99%

Rate not introduced until April 2012

 6.19% 

 6.25%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

26-Jun

6.24%

Rate not introduced until April 2012

 6.44% 

 6.50%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

17-Jul

6.49%

Rate not introduced until April 2012

6.69%

  6.75% 

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

01-Sep 

6.74%

Rate not introduced until April 2012

6.94%

 7.00%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

2005

01-Sep

6.49% 

Rate not introduced until April 2012

6.69%

 6.75%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

2006

01-Sep

6.84%

Rate not introduced until April 2012

7.04%

  7.10% 

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

06-Dec 

7.09% 

Rate not introduced until April 2012

7.29%

  7.35% 

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 2007 

07-Feb

7.34%

Rate not introduced until April 2012

7.54%

 7.60%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

06-Jun 

7.59%

Rate not introduced until April 2012

7.79%

 7.85%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

01-Aug

7.84%

Rate not introduced until April 2012

8.04%

 8.10%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 2008 

25-Jan

7.59% 

Rate not introduced until April 2012

7.79%

 7.85%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

01-Mar

7.34%

Rate not introduced until April 2012

7.54%

 7.60%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

23-May

7.09%

Rate not introduced until April 2012

7.29%

 7.35%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

24-Nov 

6.79%

Rate not introduced until April 2012

6.99%

 7.05%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

01-Dec

5.29%

Rate not introduced until April 2012

 5.49% 

 5.79%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 2009 

01-Jan

5.04%

Rate not introduced until April 2012

 5.24% 

No changes

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

05-Feb

4.69% 

Rate not introduced until April 2012

4.89%

 5.44%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

2010

No changes

No changes

Rate not introduced until April 2012

 No changes

No changes

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 2011 

No changes 

No changes

Rate not introduced until April 2012

 No changes

No changes

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 2012 

26-Apr 

No changes 

 4.79% 

 No changes

No changes

 5.54% 

Rate not introduced until April 2015

Rate not introduced until May 2015

 2013 

No changes

No changes

No changes

 No changes

No changes

 No changes 

Rate not introduced until April 2015

Rate not introduced until May 2015

 2014 

14-Jul 

No changes

No changes

 No changes

No changes

No changes

Rate not introduced until April 2015

Rate not introduced until May 2015

 2015 

02-Apr

No changes

No changes 

 No changes

No changes

 No changes 

1.59% 

Rate not introduced until May 2015

 

19-May

No changes 

No changes 

 No changes

No changes

 No changes 

  No changes  

 2.09%

2016

25-Sep

4.44%

 4.54%

4.64%

5.19%

5.29%

No changes

No changes

201701-Dec

4.69%

4.79%4.89%5.44%5.54%1.84%2.34%
 2018

25-Sep

4.94%

5.04%

5.14%

5.69%

5.79%

2.09%

2.59%

  

Do you need our help?

For new business please call us on 03300 243414 or for existing business please call us on 03300 243412 to arrange an appointment should you be in a position to apply or require advice, alternatively our customer representative may be able to answer any queries you might have. We're open Monday to Friday: 8am - 5.30pm and Saturday: 9am - noon.

Alternatively if you would like us to contact you at a time of your choice please complete the call back request form on our website which can be found here: Contact us - Call me back.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE