Savings home

Our current savings products are summarised below and full details and application form can be obtained by clicking the appropriate account name in the left hand column of the table. The interest rates can also be viewed by selecting INTEREST RATES from the left hand menu.

Useful Information

Should you have any queries regarding our Savings products please contact our Customer Centre direct on:

01372 747771

Or select CONTACT US at the very top of this screen and use our email facility

Savings Account	Min Investment	Max Investment+
45 Day Notice Cash ISA	£3,000	£3,600^# + transfers
4th Issue Fixed Rate Cash ISA	£1000	£3,600^# + transfers
2nd Issue Cash ISA	£1	£3,600^# + transfers
Direct Access Share	£1	£1,000,000
Monthly Saver	£20*	£500*
Direct 90 Notice	£5,000	£1,000,000
Branch Saver	£1	£1,000,000
39th Issue Savings Bond	£1,000	£150,000

   + Subject to your total holding with us not exceeding £1,000,000
   * Investment required each month
   ^# £5,100 for individuals aged 50 years or over on or before 5 April 2010

By centralising administration in our Epsom headquarters, we are able to provide a first class professional service to our customers. Our efficiency ensures that competitive rates are offered to savers. Operation of savings accounts is easy, as you may contact us by:

Telephone
Post
Branch
National Counties Online Service

National Counties Online - accounts unavailable with the service:-

Deposit accounts
Joint accounts where two or more account holders are required to authorise transactions
Accounts held by organisations or corporate bodies, including clubs, associations, charities and companies
Accounts held by trustees
Accounts operated by a donee under a power of attorney

Financial Ombudsman Service

We are a member of the Financial Ombudsman Service. Click here for further details about the Financial Ombudsman

Financial Services Compensation Scheme

The Society participates in the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000. Payments under the Scheme are limited to a maximum of £50,000 of an investor's total shares and/or deposits in a Society. Most investors are covered, including individuals and small firms.

Those not covered include:-

A large company
A large partnership
A large mutual association
A local authority
An overseas financial services institution
Some pension funds
The auditors of the Society and its group
A person whose claim arises from transactions in connection with which they have been convicted for money laundering

A small number of categories of shares and deposits are not covered. Although most shares and deposits are denominated in sterling, all other currencies are covered. Further details are available from www.fscs.org.uk.