Flexible mortgage - further advance

If your mortgage with National Counties completed on or after 31 October 2004

Your mortgage is regulated by the Financial Services Authority. A further advance is easily arranged up to a maximum of 75% of the property value and subject to a minimum borrowing limit of £2,000. If you are interested in applying for additional borrowing please click on the link below to view the mortgage products available.

If your mortgage with National Counties completed before 31 October 2004

Your mortgage is currently not a Regulated Mortgage Contract. A further advance is easily arranged up to a maximum of 75% of the property value and subject to a minimum borrowing limit of £2,000. If you are interested in applying for additional borrowing we will convert your existing mortgage to a Regulated Mortgage Contract, which will mean that your mortgage will be regulated by the Financial Services Authority. There will be no extra cost to you besides the usual Further Advance processing and completion fees.

further advance products

• Daily interest calculation on payments, with interest capitalised at the end of each month
• Regular or lump sum overpayments allowed without early repayment charge or restriction
• Reduced monthly payments, payment holidays or drawbacks allowed up to the amount of earlier overpayments
• Repayment (capital and interest) and interest-only terms available
• Processing charge of £125 payable with application. Legal costs, minimum £100, will be payable in connection with the arrangement of the loan

Please click here for further information on the above product

After viewing the product that is available please contact us at the Customer Centre on 01372 747771 to arrange for a Key Facts Illustration and application form to be posted to you. When you call us we will ask you some basic financial information and other questions about the property to ensure that the loan you are requesting is affordable and can be achieved based on our lending criteria. Please make sure that you have adequate privacy when disclosing this information to us. Alternatively if you would like us to contact you at a time of your choice please complete the call me back request on our website which can be located in the Contact Us button at the top of this page.

Security will be required for the loan.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE