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The table below details any rate changes that have been applied to our National Counties Building Society Owner Occupier and Residential Investment Standard Variable Rates (SVR) since they were launched.

Year 

Date of Change

Owner Occupier 

 Owner Occupier

 Owner Occupier

 Residential Investment

Residential Investment

 Owner Occupier

 Owner Occupier

 

 

  Annual Standard Variable Rate 

Monthly Standard Variable 
Rate

Flexible Standard Variable
Rate 

Annual Standard Variable 
Rate 

Monthly Standard Variable
Rate 

Managed Variable Rate
for Term
(MVR) Repayment 

Managed Variable Rate
for Term
(MVR) Interest Only
 

1996

18-Jan

 7.49% 

Rate not introduced until April 2012 

Rate not introduced until March 2001

Rate not introduced until May 2001

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

19-Apr 

 6.99% 

Rate not introduced until April 2012  

Rate not introduced until March 2001 

Rate not introduced until May 2001

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 1997 

 06-Jun

7.39%

Rate not introduced until April 2012

Rate not introduced until March 2001 

Rate not introduced until May 2001

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

 04-Aug

7.79%

Rate not introduced until April 2012

Rate not introduced until March 2001 

Rate not introduced until May 2001

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015 

 

 07-Oct

7.99%

 
Rate not introduced until April 2012

Rate not introduced until March 2001 

Rate not introduced until May 2001

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015 

1998

 10-Feb

8.29%

Rate not introduced until April 2012

Rate not introduced until March 2001 

Rate not introduced until May 2001

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

 03-Sep

 8.69% 

Rate not introduced until April 2012

Rate not introduced until March 2001 

Rate not introduced until May 2001

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015 

 

 30-Nov

7.99%

Rate not introduced until April 2012

Rate not introduced until March 2001 

Rate not introduced until May 2001

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015 

1999

 30-Jan

7.29%

Rate not introduced until April 2012

Rate not introduced until March 2001 

Rate not introduced until May 2001

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015 

 

 26-Mar

 6.85%

Rate not introduced until April 2012

Rate not introduced until March 2001 

Rate not introduced until May 2001

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015 

 

 03-Aug

 6.59%

Rate not introduced until April 2012

Rate not introduced until March 2001 

Rate not introduced until May 2001

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015 

 

 27-Nov

 6.85%

Rate not introduced until April 2012

Rate not introduced until March 2001 

Rate not introduced until May 2001

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015 

2000

 26-Feb

  7.19% 

Rate not introduced until April 2012

Rate not introduced until March 2001 

Rate not introduced until May 2001

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 2001 

 03-Mar

 6.99%

 
Rate not introduced until April 2012

 7.09% 

Rate not introduced until May 2001

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

 05-May

 6.79%

Rate not introduced until April 2012

6.99%

 6.99%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

 16-Jun

 6.59%

Rate not introduced until April 2012

6.79%

 6.79%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

 27-Oct

  6.19% 

Rate not introduced until April 2012

 6.39% 

 6.49%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

 15-Dec

  5.74% 

Rate not introduced until April 2012

 5.94% 

 6.00%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

2002

 No changes

No changes 

Rate not introduced until April 2012

No changes 

No changes 

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

2003 

 10-May

 5.64%

Rate not introduced until April 2012

 5.84% 

  5.90% 

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

 09-Aug

 5.54%

Rate not introduced until April 2012

5.74%

  5.80% 

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

 06-Dec

 5.79%

Rate not introduced until April 2012

5.99%

  6.05% 

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

2004

 06-Mar

 5.99%

Rate not introduced until April 2012

 6.19% 

 6.25%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

 26-Jun

 6.24%

Rate not introduced until April 2012

 6.44% 

 6.50%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

 17-Jul

 6.49%

Rate not introduced until April 2012

6.69%

  6.75% 

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

  01-Sep 

 6.74%

Rate not introduced until April 2012

6.94%

 7.00%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

2005

 01-Sep

  6.49% 

Rate not introduced until April 2012

6.69%

 6.75%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

2006

 01-Sep

 6.84%

Rate not introduced until April 2012

7.04%

  7.10% 

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

  06-Dec 

  7.09% 

Rate not introduced until April 2012

7.29%

  7.35% 

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 2007 

 07-Feb

 7.34%

Rate not introduced until April 2012

7.54%

 7.60%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

 06-Jun 

 7.59%

Rate not introduced until April 2012

7.79%

 7.85%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

 01-Aug

 7.84%

Rate not introduced until April 2012

8.04%

 8.10%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 2008 

 25-Jan

  7.59% 

Rate not introduced until April 2012

7.79%

 7.85%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

 01-Mar

 7.34%

Rate not introduced until April 2012

7.54%

 7.60%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

 23-May

 7.09%

Rate not introduced until April 2012

7.29%

 7.35%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

24-Nov 

 6.79%

Rate not introduced until April 2012

6.99%

 7.05%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

 01-Dec

 5.29%

Rate not introduced until April 2012

 5.49% 

 5.79%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 2009 

 01-Jan

 5.04%

Rate not introduced until April 2012

 5.24% 

No changes

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 

 05-Feb

  4.69% 

Rate not introduced until April 2012

4.89%

 5.44%

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

2010

  No changes

 No changes

Rate not introduced until April 2012

 No changes

No changes

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 2011 

   No changes 

 No changes

Rate not introduced until April 2012

 No changes

No changes

Rate not introduced until April 2012

Rate not introduced until April 2015

Rate not introduced until May 2015

 2012 

26-Apr 

  No changes 

 4.79% 

 No changes

No changes

 5.54% 

Rate not introduced until April 2015

Rate not introduced until May 2015

 2013 

  No changes

 No changes

No changes

 No changes

No changes

 No changes 

Rate not introduced until April 2015

Rate not introduced until May 2015

 2014 

14-Jul 

 No changes

No changes

 No changes

No changes

No changes

Rate not introduced until April 2015

Rate not introduced until May 2015

 2015 

 02-Apr

 No changes

No changes 

 No changes

No changes

 No changes 

1.59% 

Rate not introduced until May 2015

 

 19-May

  No changes 

No changes 

 No changes

No changes

 No changes 

No changes  

 2.09%

2016

25-Sep

4.44% 

 4.54%

 4.64%

5.19% 

5.29% 

 1.34%

 1.84%

  

Do you need our help?

For new business please call us on 03300 243414 or for existing business please call us on 03300 243412 to arrange an appointment should you be in a position to apply or require advice, alternatively our customer representative may be able to answer any queries you might have. We're open Monday to Friday: 8am - 5.30pm and Saturday: 9am - noon.

Alternatively if you would like us to contact you at a time of your choice please complete the call back request form on our website which can be found here: Contact us - Call me back.

THE MORTGAGE WILL BE SECURED AGAINST YOUR HOME
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE