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The list below details the charges which can be incurred during the life of your mortgage with National Counties.

The standard initial charges associated with a Society mortgage, including product fees and/or Early Repayment Charges, are detailed on the notes accompanying the application form and the mortgage product summary.

General charges
Change of parties administration fee (exclusive of legal cost)
Certificate of title/proof of ownership
Change of term fee
Consent for installation of solar panels (exclusive of legal costs and valuation) 
Consent to let a mortgaged property fee
Duplicate statement fee (original supplied at no charge)
Data accessing (Data Protection Act)
Further advance processing (inclusive of revaluation)
Further advance legal work (exclusive of disbursements e.g. search fees)
List of account transactions
Giving you a reference
Option sale agreement approval (exclusive of legal costs)
Partial release of property/title alterations fee (exclusive of legal costs)
Product fee (where applicable)
Change of repayment method/product transfer of mortgage fee (exclusive of legal costs)
Reinspection/Revaluation of mortgaged property fee
Second charge registration fee
Certificate of interest paid fee (per tax year)
Funds transfer fee
Lifetime mortgage facility renewal fee
Additional Redemption Statement in the same month (initial statement free)

Amount
£125
£50
£100
£125

£125
£20
£10
£125
£100
£20
£50
£125
£125
various
£100

£85
£25
£20
£30
£99
£20

                                          

Deeds/Redemption related charges
Request for legal documentation fee
Deeds production/Release fee
Letter of no further interest
Mortgage exit fee

Amount
from £20
£25
£50
£100

 

Arrears related administration charges 
Administration charge for checking and signing Witness Statement
Broken arrangement fee
Non Standard arrears letter fee
Payment of leasehold arrears
Preparation of Pre-action Protocol Checklist/Witness Statement
Unpaid/returned direct debit or cheque, or other unpaid receipt
Warrant for possession
Taking property into possession
Agents instruction fee for attendance at possession
Arrears counselling services

Amount 
£35
£20
£20
£60
£50
£25
£50
£125
from £295
from £75

 

Arrears related legal charges
Attendance at court hearing
Adjournment of hearing
Witness statement and instruction of agents to attend court hearing
Application for possession warrant
Conveyancing fee for sale
Issue of summons for possession
Non standard letter
Notice to occupiers, tenants and local authority
Pre-action letter
Re-instatement of hearing
Re-issue of warrant
Reply to application to suspend warrant
Reply to defence/special Witness Statement
Supplemental Witness Statement
Distribution of surplus sale proceeds

Amount 
from £100
£25
£200
£50
from £250
£165
£25
£60
£25
£35
£40
£100
from £100
£75
from £100

 

Arrears related disbursements
Court fee for interim application
Court fee for summons for possession
Court fee for warrant for possession
Miscellaneous court fees
Miscellaneous sales expenses (e.g. agents fees, clearance fee)
Miscellaneous search fees
Miscellaneous agents fees (e.g. to attend hearing)

Amount
from £50
£325 - £355 £121
from £50
unlimited
up to £50
unlimited  

 

Should an instance arise, not provided for above, where a charge is levied, you will be advised in advance. If there are any changes to the above, you will be notified upon issue of your annual mortgage statement.

Do you need our help?

For new business please call us on 03300 243414 or for existing business please call us on 03300 243412 to arrange an appointment should you be in a position to apply or require advice, alternatively our customer representative may be able to answer any queries you might have. We're open Monday - Thursday: 8am - 6pm, Friday: 8am - 5.30pm and Saturday: 9am - noon.

Alternatively if you would like us to contact you at a time of your choice please complete the call back request form on our website which can be found here: Contact us - Call me back

THE MORTGAGE WILL BE SECURED ON YOUR HOME
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE