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Here you will find a summary of our current buy to let products available for further advance, for more detailed information, please click on the link below in the tables.

For new business please call us on 03300 243414 or for existing business please call us on 03300 243412; we don't offer advice, but one of our team will be pleased to talk through any queries you have about our mortgage products. We're open Monday - Thursday: 8am - 6pm, Friday: 8am - 5.30pm and Saturday: 9am - noon.

A further advance is easily arranged subject to a minimum borrowing limit of £2,000. The loan can be used for any purpose providing it is above £25,250.

Loans less than £25,250

Loans less than £25,250 must be for the purpose of property improvement or land purchase. Should you wish to borrow less than £25,250 for any other purpose we will need to replace your present mortgage with a new mortgage, combining your present lending terms with the additional advance you now require.

Interest

Where existing borrowing is on product terms that have interest calculated annually, the further advance product chosen by you must be on the same basis. Similarly, where existing borrowing is on product terms that have interest calculated monthly, the further advance product chosen by you must be on the same basis.

FIXED RATES

Product name Initial interest rate Followed by our RI SVR^, currently The overall cost for comparison is Minimum interest rate payable Interest calculated Maximum LTV Product fee Early repayment charges Further details
3 year fixed rate until 31/03/2020 2.99% 5.19% 4.7% APRC No Annually 65% Nil Yes Click here
3 year fixed rate until 31/03/2020 2.99% 5.29% 4.8% APRC No Monthly 65% Nil Yes Click here
5 year fixed rate until 31/03/2022 3.49% 5.29% 4.7% APRC No Monthly 65% Nil Yes Click here

The above mortgages must complete by 01/06/2017

DISCOUNTED VARIABLE RATES

Product name Initial interest rate Followed by our RI SVR^, currently The overall cost for comparison is Minimum interest rate payable Interest calculated Maximum LTV Product fee Early repayment charges Further details
3 year 2.25% discount 2.94% 5.19% 4.7% APRC 2.74% Annually 65% Nil Yes Click here
3 year 2.35% discount 2.94% 5.29% 4.8% APRC 2.94% Monthly 65% Nil Yes Click here
5 year 2.15% discount 3.14% 5.29% 4.7% APRC 2.94% Monthly 65% Nil Yes Click here

FOOTNOTES

^ SVR stands for Residential Investment Standard Variable Rate.

* This product fee is not payable if this mortgage product is applied for in conjunction with an existing mortgage product switch.

NEXT STEPS

if you are interested in any of these products, or have any questions, please contact our New Mortgage Enquiry Team on 03300 243414. We can arrange for a Key Facts Illustration and application form to be sent out to you.

When you call us we will ask you some basic financial information and other questions about the property to ensure that the loan you are requesting is affordable and can be achieved based on our lending criteria. Please make sure that you have adequate privacy when disclosing this information to us.

We're open Monday - Thursday: 8am - 6pm, Friday: 8am - 5.30pm and Saturday: 9am - noon.

Alternatively, if you would like us to contact you at a time of your choice, please complete our call back request form.

THE MORTGAGE WILL BE SECURED ON YOUR PROPERTY
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE